BIN, also known as IIN is the first six digits of a bank card number. This six digit number contains is used to identify the following bank card information:
- Brand of card ( Visa / Master etc. )
- Issuing Institution / Bank.
- Country of origin.
- Type ( Credit / Debit )
- Level ( Prepaid / Gift / Premium / Standard etc. )
Our databases consist of hundreds of thousands of BIN records and allow you to identify the above and much more.
The BIN database provides you with an invaluable insight into the details used to place an order on your store.
Being able to identify the type, level and country of a bank card helps businesses in fraud prevention.
Some online services need to reject all orders placed with Prepaid or Gift cards as the are considered high risk, our BIN database allows you to identify if the card is Gift/Prepaid with extreme
The applications of a vast and accurate BIN database are endless. In today's world of growing online fraud you cannot afford to be blind when accepting or processing credit card transactions.
Our services are designed to suit all the different approaches to fraud prevention our clients take.
Basically we offer two ways to use our BIN Database:
1. Online Portal - This service includes an online system which is directly linked to our main database which is updated daily. The Portal allows you to create sub-users for your employees and view
the history of all searches done in your Portal.
You can do manual searches using the Online Portal's BIN search form or you can use the API system which allows your online store or existing billing system to be directly linked to your portal and
automate the BIN identification process.
Most importantly the Online Portal is a completely customizable solution and can be fitted exactly to your company's needs.
2. Database License - This provides you with a downloadable copy of the database which you can keep on file in your computer or your company's server. Having the database locally allows you to
integrate it in your software or billing system.
Companies who develop their own fraud screening software prefer to have the BIN database on file in order to provide a standalone order screening solutions.
Basically, it comes down to what your approach is to identifying credit cards. Regardless, we have the solution.
We have split our database into two products in order to provide scalability for our clients.
- The Premium Database contains over 255,000 BIN records for cards mainly issued in the continental America and a good amount of international records.
It is a great solution if your company processes transactions from mainly US or UK customers. Having the complete list of Prepaid and Gift cards included will ensure you will be able to identify
those types which are also high risk for online merchants.
- The Ultimate Database is our most complete and accurate solution. It consists of all international BIN records including the European, country specific banking systems:
PBS (Denmark),Teller (Norway),EurokartenSystem (Germany),Europay (International),BCC (Belgium),PayLife Bins (Austria)
Perfectly suited for large corporations and online merchants who need high accuracy and vast coverage.
Both the Premium and Ultimate database contain the complete list of Prepaid and Gift cards.
Accuracy is our primary goal and each BIN record goes through a strict verification procedures before being published in the database.
We have done extensive research on other websites which claim to provide similar BIN Identification solutions and we found the alternatives to be unreliable and in most cases compiled on an educated guess methodology and mass record generation. Those practices often applied by the websites you researched tend to leave the database vulnerable to inaccuracy and can be dangerous when applying the BIN identification for mission critical solutions. Additionally, our research was not able to determine a valid company behind the websites cited which increases the risk of loosing customer support and working with a non trustworthy individuals.
BinDB is a company dedicated to develop and support industry leading BIN Identification databases and solutions. We compile the records in our database through several data sources and each record goes through our research team's verification procedures before being added. This method allows us to provide high accuracy solutions, however requires a lot of resources and time which adds to the cost of our services. Our goals are to build trust and customer care based relationships with our clients while keeping the quality over quantity mentality.
The database has the following brands included Visa, MasterCard, Maestro and American Express. Supported subtypes:
PREPAID (incl. GIFT), CREDIT BUSINESS, CREDIT CLASSIC, CREDIT CORPORATE, CREDIT ELECTRON, CREDIT GOLD/PREM, CREDIT INFINITE, CREDIT PLATINUM, CREDIT PURCHASING, CREDIT SIGNATURE, DEBIT BUSINESS, DEBIT CLASSIC,
DEBIT CORPORATE, DEBIT ELECTRON, DEBIT GOLD/PREM, DEBIT INFINITE, DEBIT PLATINUM, DEBIT PURCHASING,
DEBIT SIGNATURE, DEBIT V PAY, PREPAID VISA CASH, PREPAID VISA TRAVEL MONEY ATM ONLY, PREPAID TRAVEL MONEY, CREDIT VISA COMMERCE, DEBIT PLUS, CREDIT MULTICURRENCY PURCHASING.
Our website offers a quick and simple ordering process through our payment processor - Avangate. You can place an order for our products from the Order Section
Yes, you can. Once you purchase the Premium Database you can simply contact us and request an upgrade. The price of your current license will be deducted from the price of the Ultimate Database.
Our payment processor - Avangate supports wide range of payment options. The most commonly used and convenient ways are Credit Card and Bank Wire Transfer.
Yes, in order to pay via PayPal you should select this payment option in Avangate's checkout page.
Yes, to do this you need to contact our sales team and we will create a custom invoice for you with the price of the Premium Portal deducted from the Ultimate Portal price.
No, the database is not sold in parts. In order to verify if a bank card is Gift or Prepaid you need to purchase a Database License or sign up for an Online Portal.
Once your order have been verified by our sales team you will receive the database in both CSV and XML formats as an email attachment to the billing email you specified when placing your order.
The updates are sent to the billing email you initially used when placing your order.
When we issue an update it is a complete database, you do not have to add/remove/edit records. You simply need to overwrite your existing databse with the update.
Once your payment is successfully processed and your order is approved we will start to generate a copy of the database for you. It usually takes a few hours from the time an order is complete to the time you receive the database.
We keep detailed records for your company's requirements, when we issue an update you will receive it in the same custom format you specified initially.
Our research team works on a daily basis on improving the accuracy and coverage of the database. Once a certain amount of changes have accumulated in the database an update is issued.
The frequency of updates depends on how often BINs change. Updates are usually issued few times per year depending on the changes in the world banking community.
Yes, we can re-structure the database according to your needs free of charge. Once you placed your order, please contact us and provide us with details on the custom format in which you need to
receive the database.
Yes, we have a the following modules available in the custom portal:
- IP Location lookup ( accurate pinpointing of the location of an IP address )
- Passport Validation ( allows you to check if an International Passport is valid )
- National ID Number ( personal identification number validation )
Yes, the Online Portal allows you to create sub-users for your employees.
Yes, the portal keeps detailed history of all searches you and your sub-users perform. You can monitor the usage of your portal using your admin username and password.